In response to advancements in smart phone technology and consumers' continued growth in mobile adoption, financial institutions of all sizes and within all markets are including mobile banking as a key requirement in their growth strategies.  The First Data Banking solution allows financial institutions to establish a competitive presence, while extending the reach and convenience of your financial services.

Benefits for financial institutions

  • Build loyalty with your existing client base; retain and attract profitable customers
  • Cost-effective solution for entering the highly desirable mobile market
  • Scalable design allows it to grow with you and the market
  • Experience ongoing savings with per-transaction costs that are lower than ATM, IVR, call center and in-branch service


  • End-user multi-mode account interaction via apps (phone and tablet), mobile web and text banking
  • Balance inquiries, fund transfers, pay bills, deposit checks and more
  • Analytics reporting usage data for your entire banking program (optional)
  • Integrated technology delivers secure, multi-factor authentication as well as account inactivity time-out
  • Customizable branding on the user interface ensures a consistent experience across customer interactions
  • Access to marketing materials and user demo video


First Data provides Online Banking solutions to more than 700 financial institutions around the country.  We continually evolve our Online Banking by bundling products like online checking accounts with new technologies and value-added services that your customers expect.

Benefits for financial institutions

  • Intuitive user interface for online banking
  • Simpler integration of online bank accounts
  • Stronger fraud protection
  • An industry leader in online banking solutions expertise
  • Experienced technical support


  • 24/7 Internet access for balance inquiries, account reconciliation, transfers, and comprehensive transaction history reports
  • Personal Financial Manger (PFM) tool that enables consumers to aggregate their accounts form any financial institutions for expense tracking, budgeting and debt management
  • Online bill management services for your users to securely receive, pay and manage all of their bills online with guaranteed fraud protection and payment delivery
  • Hosted IVR that allows you to quickly build, deploy and manage a customer-friendly phone banking solution at a fraction of the cost of an on-premise solution
  • Online deposit application that lets your customers or members easily open accounts online within minutes without visiting a branch location
  • Single sign-on and integrated cash management services provide scalable solutions for your business customers